You can complete the appointment application through the “China Merchants Wing Lung Bank One-Point Access” mobile App, and then go to the site to handle the account opening procedures.
► Opening threshold
Deposits start at HK$1000, and an account management fee of HK$100/month will be charged if deposits within three months are less than HK$10,000.
◆ Opening materials
- Valid resident identity document
- Travel Permits/Passport to and from Hong Kong and Macao
- Entry receipt
- Proof of address *
Note:
The name needs to be the same as the name of the account holder;
If a government agency/public affairs agency/licensed bank issued within the last three months issues a communication or bill containing the name and address information of the account holder.
► Account opening process
Step 1: Appointment application
First of all, you need to download the “Yidantong” APP. You can download it through the mobile app store, official website or identify the QR code below.
Then go to the homepage → I want to open an account → open an account at a new customer outlet;
Then fill in relevant information according to the page prompts, make an appointment for an account opening time, and upload relevant documents.
When selecting “Services and Accounts”, you can choose to open general banking services, sunflower financial management services or private wealth management based on your personal needs.
After submitting the account opening application, if there are no special matters, the approval work will be completed within 15 minutes at the earliest, and generally within 7 working days at the latest.
You can pay attention to mobile phone text message notifications or check the account opening progress through the “Yidian Tong” APP.
Step 2: Go to Hong Kong to complete verification
After the approval is approved, customers can go to any branch of China Merchants Wing Lung Bank Hong Kong Branch for “on-site identity verification” within 120 days.
The account manager will also ask for the reason for opening the account, or ask for proof of the purpose of opening the account. Everyone must prepare relevant materials in advance; such as policy materials, bank records, capital certificates, etc.
After verification is completed, you can get the password letter and account information, and you can apply for online banking and physical cards on site.