After tossing all night, I opened Wise’s overseas card.
This card can be bound to Apple pay, you can make purchases, and you can withdraw money directly from ATMs, and the exchange rate when exchanging currency is more cost-effective than that of banks, which is still more convenient.
It’s relatively easy to open
All you need is a passport, there are a few things to pay attention to:
1) You need to switch to a non-Chinese region, such as the United States, the United Kingdom, etc., I tried the United Kingdom, set it in your personal information
2) After completing the identity verification (passport submission), you need to deposit $20
Certification
Step 1, when you switch to the UK, the address is likely to be scribbled, but it doesn’t matter, this does not affect the card opening, you will be required to authenticate the address within half a year, such as submitting an electricity bill, water bill or bank statement containing address information, etc.
You can rent an address on the website Anytime Mailbox. You can also consider switching the address back to China, there is a high probability that you will no longer be asked to verify the address, but after switching to China, the card will expire after the validity period ends (5 years), and you can reopen the card at that time.
If you don’t verify your address, your card will be restricted, which will affect transfers and top-ups, but not withdrawals.
Step 2 is more troublesome, it requires you to recharge with an overseas card of the same name, I directly found Taobao to solve it, you can try this one, https://item.taobao.com/item.htm?ft=t&id=707835869311…,
The boss said that he has an API for overseas card counters, which can directly help me register an overseas card with the same name, and then transfer money to my Wise, which sounds amazing, he said that the card registered at the overseas card platform can only be used temporarily, and the principle behind it has not been studied in detail, anyway, I only need to have an account to recharge my Wise for 20 dollars to complete the opening of this card.
